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Is It an Insurance Claim or a Home Maintenance Task?

Is It an Insurance Claim or a Home Maintenance Task?

by Amherst Insurance | Aug 17, 2026 | Home, Insurance, Tips

Homeownership is a journey, but sometimes that journey leads straight to a puddle in the kitchen or a rattling AC unit. When things go wrong, the first instinct for many is to call their insurance agent. However, there is a major difference between a covered loss and...
Fast, Fun, and Protected: Why Your Off-Road Toys Need Real Coverage

Fast, Fun, and Protected: Why Your Off-Road Toys Need Real Coverage

by Amherst Insurance | Apr 27, 2026 | Auto Insurance, Home, Tips

You didn’t buy a dirt bike to crawl along at a walking pace, and you didn’t get a UTV just to let it sit in the garage. You bought them for the adrenaline, the utility, and the sheer fun of going fast. As the saying goes: if it goes fast enough to scare someone…...
The Flood from Below: Why You Must Add Water Backup Coverage to Your Home Policy

The Flood from Below: Why You Must Add Water Backup Coverage to Your Home Policy

by Amherst Insurance | Mar 20, 2026 | auto, Auto Insurance, Business, Home, Ideas, life insurance, Tips

When we talk about water damage, most people think about a roof leak or a burst pipe. However, there’s a severe and disgusting risk that comes from below your home. This type of damage is NOT covered by your standard homeowner’s policy—and it requires a separate,...
Mid-Winter Home Maintenance Checklist to Prevent Claims

Mid-Winter Home Maintenance Checklist to Prevent Claims

by Amherst Insurance | Feb 20, 2026 | auto, Home, Ideas, Jewelry, life insurance, Tips

February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
Drive Safe, Stay Warm: Essential Auto & Home Insurance Tips for Winter Weather

Drive Safe, Stay Warm: Essential Auto & Home Insurance Tips for Winter Weather

by Amherst Insurance | Jan 23, 2026 | Business, Food, Home, Ideas, Tips

Winter is here, bringing with it beautiful snowy landscapes—and potential risks to your home and car. In the insurance industry, claims related to ice damage, burst pipes, and auto accidents on slippery roads spike during this season. The best way to save money and...
August Home Maintenance Checklist: Don’t Miss These Essential Tasks!

August Home Maintenance Checklist: Don’t Miss These Essential Tasks!

by Amherst Insurance | Aug 12, 2025 | Home, Ideas

August is here, and while the summer heat may still be lingering, it’s the perfect time to start thinking about preparing your home for the upcoming fall and winter seasons. As a top-selling real estate agent, I’ve seen firsthand how regular home...
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