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Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

by Amherst Insurance | Oct 9, 2026 | auto, Auto Insurance, Business, Home, Ideas, Insurance, life insurance, Tips

As October ends and neighborhood trick-or-treating begins, Halloween brings fun, costumes, and steady foot traffic to residential front yards. However, welcoming dozens of visitors—along with hosting festive gatherings, setting up elaborate decorations, or lighting...
Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook

Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook

by Amherst Insurance | Sep 4, 2026 | Ideas, Jewelry, life insurance, Tips

For small business owners, fleet vehicles are the lifeblood of daily operations. Whether you operate a fleet of service vans, a few delivery trucks, or rely on employees driving their personal cars for sales calls, keeping those vehicles on the road is essential to...
Gray shingled house roofs and gables under a blue sky with scattered clouds

Gray shingled house roofs and gables under a blue sky with scattered clouds

by Amherst Insurance | Mar 23, 2026 | auto, Auto Insurance, Ideas, life insurance, Tips

Your roof is the most important structural element of your home when it comes to risk management. It isn’t just a layer of shingles; it is a high-performance shield that preserves the integrity of everything underneath it. Because your roof stands between the elements...
The Flood from Below: Why You Must Add Water Backup Coverage to Your Home Policy

The Flood from Below: Why You Must Add Water Backup Coverage to Your Home Policy

by Amherst Insurance | Mar 20, 2026 | auto, Auto Insurance, Business, Home, Ideas, life insurance, Tips

When we talk about water damage, most people think about a roof leak or a burst pipe. However, there’s a severe and disgusting risk that comes from below your home. This type of damage is NOT covered by your standard homeowner’s policy—and it requires a separate,...
Mid-Winter Home Maintenance Checklist to Prevent Claims

Mid-Winter Home Maintenance Checklist to Prevent Claims

by Amherst Insurance | Feb 20, 2026 | auto, Home, Ideas, Jewelry, life insurance, Tips

February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
Why Is Life Insurance Important If You’re Self-Employed?

Why Is Life Insurance Important If You’re Self-Employed?

by Amherst Insurance | Aug 8, 2024 | life insurance, Tips

Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with...
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Recent Posts

  • Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?
  • Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook
  • Is It an Insurance Claim or a Home Maintenance Task?
  • July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability
  • Your Digital Safety Net: Understanding Cyber Insurance

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