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Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

by Amherst Insurance | Oct 9, 2026 | auto, Auto Insurance, Business, Home, Ideas, Insurance, life insurance, Tips

As October ends and neighborhood trick-or-treating begins, Halloween brings fun, costumes, and steady foot traffic to residential front yards. However, welcoming dozens of visitors—along with hosting festive gatherings, setting up elaborate decorations, or lighting...
Is It an Insurance Claim or a Home Maintenance Task?

Is It an Insurance Claim or a Home Maintenance Task?

by Amherst Insurance | Aug 17, 2026 | Home, Insurance, Tips

Homeownership is a journey, but sometimes that journey leads straight to a puddle in the kitchen or a rattling AC unit. When things go wrong, the first instinct for many is to call their insurance agent. However, there is a major difference between a covered loss and...
July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability

July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability

by Amherst Insurance | Jul 21, 2026 | Ideas, Insurance, Tips

July represents the absolute peak of summer lifestyle activities. Backyard swimming pools are constantly in use, teenage drivers are out on the roads during their summer break, and open-house graduation parties crowd suburban neighborhoods. While these gatherings...
Why Local Insurance Agencies Understand Risk Better Than Automated Platforms

Why Local Insurance Agencies Understand Risk Better Than Automated Platforms

by Amherst Insurance | May 14, 2026 | Insurance, Tips

In today’s digital world, it’s easier than ever to buy almost anything online—including insurance. With just a few clicks, consumers can compare quotes, select coverage, and purchase a policy without ever speaking to another person. Automated platforms and chatbots...
Understanding Different Types of Home Insurance Policies

Understanding Different Types of Home Insurance Policies

by Amherst Insurance | May 22, 2024 | Home, Insurance, Tips

If you own a home, you may already know that home insurance is essential for protecting your investment. However, with so many different home insurance policies, it can take time to understand which one is right for you. In this blog, we’ll break down the...
The Sobering Stats: Drunk Driving and Its Impact on Insurance Premiums

The Sobering Stats: Drunk Driving and Its Impact on Insurance Premiums

by Amherst Insurance | Mar 15, 2024 | Ideas, Insurance, Tips

Drunk driving is a pervasive issue that not only poses significant risks to road safety but also has lasting consequences on individuals’ financial well-being. The following show sobering statistics of drunk driving and how they correlate with increases in auto...
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Recent Posts

  • Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?
  • Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook
  • Is It an Insurance Claim or a Home Maintenance Task?
  • July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability
  • Your Digital Safety Net: Understanding Cyber Insurance

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