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Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

by Amherst Insurance | Oct 9, 2026 | auto, Auto Insurance, Business, Home, Ideas, Insurance, life insurance, Tips

As October ends and neighborhood trick-or-treating begins, Halloween brings fun, costumes, and steady foot traffic to residential front yards. However, welcoming dozens of visitors—along with hosting festive gatherings, setting up elaborate decorations, or lighting...
July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability

July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability

by Amherst Insurance | Jul 21, 2026 | Ideas, Insurance, Tips

July represents the absolute peak of summer lifestyle activities. Backyard swimming pools are constantly in use, teenage drivers are out on the roads during their summer break, and open-house graduation parties crowd suburban neighborhoods. While these gatherings...

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