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Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?

by Amherst Insurance | Oct 9, 2026 | auto, Auto Insurance, Business, Home, Ideas, Insurance, life insurance, Tips

As October ends and neighborhood trick-or-treating begins, Halloween brings fun, costumes, and steady foot traffic to residential front yards. However, welcoming dozens of visitors—along with hosting festive gatherings, setting up elaborate decorations, or lighting...
Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook

Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook

by Amherst Insurance | Sep 4, 2026 | Ideas, Jewelry, life insurance, Tips

For small business owners, fleet vehicles are the lifeblood of daily operations. Whether you operate a fleet of service vans, a few delivery trucks, or rely on employees driving their personal cars for sales calls, keeping those vehicles on the road is essential to...
Is It an Insurance Claim or a Home Maintenance Task?

Is It an Insurance Claim or a Home Maintenance Task?

by Amherst Insurance | Aug 17, 2026 | Home, Insurance, Tips

Homeownership is a journey, but sometimes that journey leads straight to a puddle in the kitchen or a rattling AC unit. When things go wrong, the first instinct for many is to call their insurance agent. However, there is a major difference between a covered loss and...
July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability

July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability

by Amherst Insurance | Jul 21, 2026 | Ideas, Insurance, Tips

July represents the absolute peak of summer lifestyle activities. Backyard swimming pools are constantly in use, teenage drivers are out on the roads during their summer break, and open-house graduation parties crowd suburban neighborhoods. While these gatherings...
Your Digital Safety Net: Understanding Cyber Insurance

Your Digital Safety Net: Understanding Cyber Insurance

by Amherst Insurance | Jun 18, 2026 | Cyber Insurance, Ideas, Tips

In today’s connected world, a business’s most valuable assets often exist in the digital realm. You’ve implemented firewalls, you conduct employee training, and you enforce strong password policies—you’ve done everything right. Yet, the reality is...
Why Local Insurance Agencies Understand Risk Better Than Automated Platforms

Why Local Insurance Agencies Understand Risk Better Than Automated Platforms

by Amherst Insurance | May 14, 2026 | Insurance, Tips

In today’s digital world, it’s easier than ever to buy almost anything online—including insurance. With just a few clicks, consumers can compare quotes, select coverage, and purchase a policy without ever speaking to another person. Automated platforms and chatbots...
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Recent Posts

  • Spooky Season Risk: Does Insurance Cover Halloween Hazards & Host Liability?
  • Commercial Auto Insurance: 4 Critical Gaps Small Businesses Overlook
  • Is It an Insurance Claim or a Home Maintenance Task?
  • July Pools, Graduation Parties, and Road Trips: The Mid-Summer Case for Umbrella Liability
  • Your Digital Safety Net: Understanding Cyber Insurance

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